Gramm-Leach-Bliley Act Notice

~ Privacy Statement and Notice ~

At Black Hills Area Habitat for Humanity, Incorporated, we are committed to keeping your information private. We recognize the importance applicants, program families and homeowners place on the privacy and confidentiality of their information. While new technologies permit us to more effectively serve you, we are committed to maintaining privacy standards that are synonymous with our mission and reputation.

We collect nonpublic personal information from you from the following sources:

-information we receive from you on the application or other forms;

-information about your transactions with us;

-information we receive from a consumer reporting agency or title company.

 

We may disclose the following kinds of nonpublic personal information about you:

-information we receive from you on the application or other forms (e.g., your name, address, social security number, assets, debts, income, etc.);

-information about your transactions with us (e.g., your loan balance, payment history, etc.); and

-information we receive from a consumer reporting agency or tide company (e.g., judgments, creditworthiness, credit history, etc.).

 

We do not disclose any nonpublic personal information about our homeowners or homebuyers to anyone else, except as permitted by law.

 

We may disclose nonpublic personal information about you to the following types of third parties:

 

-financial service providers (e.g., mortgage serving agents, escrows, etc.); and

-nonprofit organizations or governments; and

-our attorneys

We may also disclose nonpublic personal information about you to nonaffiliated third parties as permitted by law.

If you prefer that we do not disclose nonpublic personal information about you to nonaffiliated third parties, you may opt-out of these disclosures –that is, you may direct us not to make these disclosures, other than disclosures permitted by law. If you do wish to opt-out of disclosures to nonaffiliated third parties, you may write us at Black Hills Area Habitat for Humanity, 610 E Omaha St, Rapid City, SD 57701, or call (605) 348-9196.

We restrict access to nonpublic personal information about you to:

 

Black Hills Area Habitat for Humanity’s agents and employees need to know that information for our services to you; and disclosures to other nonaffiliated third parties as permitted by law.

 

We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

This notice is in conformity “with the Gramm-Leach-Bliley Act

15 U.S.C. §§ 6801, et seq., 16 C.F.R. §§ 313.1-313.18

 

Feel free to contact the Black Hills Area Habitat for Humanity office with any questions or concerns regarding this notice. Black Hills Area Habitat for Humanity sends these notices on an annual basis, consistent with federal law.